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At Gerken Financial Coaching, we have the expertise to help you win by…
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Do you make too much money to be this broke? Target Point Coaching helps define your financial goals and priorities by developing a plan to ensure you hit your target. At GFC, we will… Teach you how to create and live on plan for saving and spending within your means Living with a plan provides you with … [Read More...]

Starting Point Coaching is a great way to strengthen your relationship! Strengthen your relationship by learning to communicate and agree on your financial goals and priorities. At GFC we will teach you to... Create and come to agreement on a spending and savings plan Living with a plan provides you with stability, peace … [Read More...]

Are you ready to start building serious wealth? Tipping Point Coaching will help you to define your legacy and what your impact will be on the lives of others. The tipping point is when your money will make more for you than you will make in a year. At GFC, we will… Help you clarify your retirement goals Freed from … [Read More...]
I'm a neurotic Jew who doesn't want loans. I can't even carry a balance on my credit card without having a nervous breakdown. - Duff Goldman The Memorial Day sales have started They have probably been advertised for a while. Last weekend we went to the ocean. This is a three-hour, plus Friday night traffic, trip for us. I gave us a lot of radio time, which I normally don't get. We heard all kinds of ads for great deals. $5 down will get you a new car, 90 day same as cash on furniture or zero down and no interest for a year. They all sound like great offers until you ask the next question. Then what? After the honeymoon period of your new loan, yes 90 days same as cash is essentially a loan, what are your interest rates and payment terms? The time to read the small print is before you buy. Anytime that you don't pay cash for an item, you are placing yourself farther into debt. We are so used to using credit that we need to be reminded, occasionally, that it is debt. Payments = … [Read More...]
Do not eat the bread of a selfish man, Or desire his delicacies; 7 For as he thinks within himself, so he is. Proverbs 23:6-7 (NASB) "Who you are speaks so loudly that I can't hear what you say" - Ralph Waldo Emerson Priorities What are the priorities in your life? Are they God, family, relationships and work? Does … [Read More...]
When you go to the grocery store, you find that the cheapest calories are the ones that are going to make you the fattest - the added sugars and fats in processed foods. -Micheal Pollan The Grocery Budget This is probably one of your highest budget categories. Food is expensive. Healthy food is more expensive. But, … [Read More...]
Five million households now operate without cable services and are considered "Zero TV" households. That's only 5 percent of the U.S. population, but it's double the number that had in 2007. - LifeInc We have an abundant life However, we do operate with three zeros in our life as well. This doesn't make life bad, just … [Read More...]
Tim and Kathryn have given us many tools to get our finances under control. The envelope system has been a lifesaver, and we found we needed to move certain expenses into the “envelope” when the debit card became too easy to use and we overshot our planned spending amounts. We also participated in Dave Ramsey's 13 week Financial Peace course at our church, and found it immensely helpful … [Read More...]
"Kathryn & Tim encouraged me start Superior Support Services providing administrative support to small companies on a part time or project basis. They helped me develop a plan, focus on my skills and market to clients. They listened, and their ideas gave me control of my future, the freedom to do what I want and am good at. Thanks Kathryn & Tim!" - Salley S. … [Read More...]
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